Payment Gateways & OTP Authentication Services

High-conversion checkout flows, instant UPI QR codes, recurring subscriptions, and fraud-proof OTP authentication.

Payment Gateways & OTP Authentication
Technologies We Use
Razorpay API Stripe Elements Cashfree PhonePe PG Twilio MSG91 WhatsApp Business API PCI-DSS
Benefits for Your Business
99.98% OTP Delivery

Dual-fallback routing via WhatsApp and SMS guarantees instant delivery.

Higher Conversions

Frictionless single-click UPI intent flows on mobile devices.

Instant Settlement & Webhooks

Automatic database updates within 200ms of successful bank payment.

Bank-Grade Security

End-to-end tokenization ensuring sensitive card numbers never hit your servers.

Service Overview

Overview

Payment drop-offs and SMS OTP delays cost businesses revenue. We engineer ultra-reliable, PCI-DSS compliant checkout experiences integrating Razorpay, Stripe, Cashfree, PayU, PhonePe, and Paytm UPI, paired with instant WhatsApp and SMS OTP delivery engines powered by Twilio, MSG91, and Fast2SMS.

Key Features & Deliverables
Payment Gateway Integrations: Razorpay, Stripe, Cashfree, PhonePe, Paytm
Instant UPI QR Codes, NetBanking, Debit/Credit Cards & Wallets
Automated Recurring Subscriptions & Tokenized Cards
Instant SMS & WhatsApp 2-Factor OTP Verification (Twilio, MSG91)
Webhook Handlers for Instant Payment Reconciliation & Webhook Signatures
Automated Refund Processing, Split Payments & Vendor Payouts

Our Implementation Process

We execute our payment gateways & otp authentication projects using a structured 4-step agile framework.

Step 1
Discover

Understand goals, requirements, and user personas.

Step 2
Plan

Define scope, technical architecture, and roadmap.

Step 3
Develop

Build and test with modern engineering best practices.

Step 4
Deliver

Launch product and provide reliable ongoing support.

Frequently Asked Questions

Yes! We configure Stripe and international Razorpay payments supporting multi-currency billing in USD, EUR, GBP, AED, and automatic currency conversion.

Ready to Build Your Payment Gateways & OTP Authentication Solution?

Let's discuss your requirements and get started today with a comprehensive technical scope and roadmap.

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